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Secure your savings and earn guaranteed returns with our flexible fixed-term deposit accounts. Perfect for disciplined investors who value safety and predictable growth.
Fixed Term Accounts offer a safe and reliable way to grow your wealth. You lock in your funds for a specific period while enjoying higher interest rates than regular savings accounts. These accounts are ideal for planning major expenses, investments, or long-term financial goals.
Enjoy predictable, fixed interest rates throughout the term of your account. No surprises, just secure growth.
Choose from a variety of terms ranging from 3 months to 5 years, tailored to your financial goals.
Your principal amount is protected, making it a low-risk option for conservative investors seeking steady growth.
Access online statements and monitor your fixed term account easily through our secure digital banking platform.
| Term | Interest Rate (Annual) | Minimum Deposit | Early Withdrawal |
|---|---|---|---|
| 3 Months | 1.5% | $1,000 | Not Allowed |
| 6 Months | 2.0% | $1,000 | Penalty Applies |
| 12 Months | 2.8% | $1,000 | Penalty Applies |
| 24 Months | 3.5% | $1,000 | Penalty Applies |
| 36 Months | 4.0% | $1,000 | Penalty Applies |
Early withdrawals are subject to penalties. Certain short-term accounts may not allow withdrawals at all. Please check the account plan for details.
Interest can be paid monthly, quarterly, or at maturity depending on the chosen account plan. All options are transparent and guaranteed.
Yes, deposits in Fixed Term Accounts are FDIC insured up to the applicable limit, providing you peace of mind and financial security.